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Our Policies

Insurance & Billing

We can help you maximize your benefits. We recommend that you contact our office prior to your appointment to provide us with insurance information for verification of benefits.

We file insurance claims for all patients with insurance benefits. We accept assignment of insurance benefits, however the balance is your responsibility whether your insurance company pays or not.  We cannot bill your insurance company unless you give us your complete insurance information.  Your insurance policy is a contract between you and your insurance company.  We are not a party to that contract.  If your insurance company has not paid on your claim within 90 days, the full balance will automatically be transferred to you.  That balance will be due upon billing. 

In the event that your insurance company denies payment of a service, you are responsible for that fee.  Any unpaid balance after insurance pays is due within 45 days.

 

We are a Delta Dental Premier Provider.    

Financing Options

At Bowman Dental, we welcome a wide selection of payment methods to make taking care of your dental care as easy as can be. Going to the dentist can be nerve-wracking already, and our variety of financing options takes away any additional stress.

We will always be up front with you about the cost of your treatment and help you find a way to get the care you need by offering flexible payment options and working with many major insurance companies.

If you ever have questions about the cost of your treatment, call us! We are always happy to help.

(In order to receive financing, we must have two  forms of payment on file, a credit card and bank account information.)

We also accept Care Credit

 

  • Patient-focused financing plan that works like a credit card

  • Lets you pay medical bills through affordable monthly payments

  • No interest as long as you pay in full by the end of your plan

      

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As with any partnership, both parties have a role to play.  Our role is to provide you with quality service.  In turn, your role is to pay for your treatment at time of service.  Our team will work with you to determine financial arrangements that make sense for both of us.

So that we may file your insurance claim(s) correctly, we ask all patients to complete insurance form before seeing the doctor as that insures our office of obtaining the correct information to better serve you in regards to your benefits.

Any unpaid balance after 60 days is charged a yearly finance charge of 18%.  The finance charge is equal to 1.5% of your outstanding balance per month. If your account reaches collection status (90 days) and you make no effort to pay off your account, your account will be assigned to a collection attorney or collection agency.

Patient’s Role and Financial Policy

Cancellation Policy

We put our faith in you to keep your appointment. When you make an appointment, we reserve that time exclusively for you. For that reason, if you must change your appointment time we request that you provide us with at least 24 hours’ notice.  We do understand things come up, schedules change and illnesses happen and we will handle each case of missed appointments on an individual basis.

No shows and cancellations with less than 24 hours’ notice limit access for other patients, as well as cause a financial hardship for the practice. In order to avoid overbooking our patients and charging for no-shows, we feel a strict policy is the best for all of us.

  • Patients that have 3 missed or broken appointments will only be allowed to schedule same day appointments.  Beyond that may result in dismissal from the practice

  • We are happy to schedule families, but will only be able to schedule two people per family per day in order to prevent a large number of no-shows or cancellations.

  • If you arrive late, we may need to abbreviate or reschedule your visit.

 

If you have any questions about our appointment cancellation policy please call us at (603)756-4719.